Website Terms and Conditions of Use

You are currently using the website of First Market Bank (the “Bank”) currently located at firstmarketbank.com (the “Site”).   By accessing the Site you are agreeing to be bound by the Terms and Conditions of Use (the “Agreement”).  From time to time the Bank may revise this Agreement and may do so without prior notice.

Use of the Site

First Market Bank maintains this Site to provide you with information about First Market Bank products and services and to facilitate communication with First Market Bank and its affiliated companies.  While the Bank strives to ensure that the information on the Site is up to date and accurate, the information on the Site may not always be accurate as of the date the user visits the Site. User discretion is advised. For the most recent and accurate information concerning products, services, terms, availability, restrictions, rates and fees, the user should contact the Bank directly or visit the nearest First Market Bank branch.

You may not be eligible for all the products or services described. First Market Bank reserves the right to determine the eligibility for any product or service. Investment products and services (i) are not bank deposits and are not insured by the FDIC, (ii) are not guaranteed by First Market Bank, and (iii) are subject to substantial risk, including the possible loss of some or all of the principal invested. We will use our best efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Site, (even if advised of the possibility of such damages). First Market Bank accepts no liability in respect to losses or damages arising out of changes made to the content of the Site by unauthorized third parties.

Security

The Bank offers information on financial and information security on the website which offers detailed information on protection for consumers.  The Bank makes no warranty or guarantees that following these practices will ensure protection.  They are offered as guidelines which may reduce the probability of incurring a loss or the impact of such a loss.  The user acknowledges that responsibility for security is the user’s at all times.  Any questions about the security of the Bank’s website should be directed to the Bank prior to any action which could put the user’s private information or financial assets at risk such as entering personal or financial information into a web page.  For questions about security see the How We Protect You and the Contact Us pages on the website.

External Links

This Site may contain links to websites not controlled or operated by the Bank, but by third parties.  The Bank disclaims liability for any website not directly under its control.  The Bank makes no warranty of any kind about the information, goods or services provided on these sites.  The Bank is not responsible for any loss or damages in connection with the information, security, privacy practices, availability, content or accuracy of materials of such third party websites. The user is advised that third party websites may have privacy policies different from that of First Market Bank and third party sites may provide less security than this Site. The Bank makes best efforts to notify customers that they are being directed away from the Bank’s website; however notification may not always be possible depending on website users’ activity and/or browser configuration.  Website users agree that they are responsible for understanding the functioning of their browser’s security and for knowing that clicking on a link may carry them away from the Bank’s website without notice and they should be aware of the indicators of this provided in their computer’s browser.

Tools and Calculators

The web site may contain tools and calculators. The Bank provides tools and calculators as a service to users, for educational and illustrative purposes only. The Bank does not guarantee the accuracy of the calculators or the results. The Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

Submissions

All information submitted to First Market Bank via this Site shall be deemed and remain the property of the Bank and the Bank shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides the Bank through this site. The Bank shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed to by the Bank with a person or entity in advance or as required by law. Nothing contained herein shall be construed as limiting or otherwise reducing the Bank’s obligation to consumers and customers in accordance with the Bank’s Privacy Policy.

Copyright and Trademarks

First Market Bank owns and controls all of the pages and content provide on the Website except where otherwise stated.  Personal use of this material is granted to individuals and businesses for marketing purposes and to provide information of financial products and services only which the Bank feels may be of value to you. Except where the user may be instructed to download, print or otherwise retain a copy of a specific document, the information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of First Market Bank.

Governing Law

Your access and use of this Site, and this Agreement, are governed by and will be construed in accordance with the laws of the Commonwealth of Virginia and by all applicable Federal laws. By access of this Site the user agrees that venue shall be located in Richmond, Virginia. In the event that any provision of this Agreement is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.

Copyright © 2008 First Market Bank. All rights reserved.
Rev. 2/08